Is the Divorce Rate in America Going to Increase Because of the Credit Crunch?

Will the difficulties on the housing markets, and impending credit crunch, affect the divorce rate in America?
As it is, in 2005 the rate was 30% of marriages divorced before their 7 year. Now, with financial worries that result from a credit squeeze it may be even more difficult to control family budget. The result: more marital tensions and disagreements over money, more hostile environment in which children are going to be brought up. Yes, it will take much more effort to be a successful borrower, and having a loan application approved.

For some husbands and wifes, the inability to buy now and pay later, will prove to be too difficult to endure. The solution? Start looking for another partner that will have sufficient earning capability (and a better credit score), and tie the knot. Perhaps, it is not going to be that bad. But, we all know how finances can negatively affect even the best marriages.

So, what's the solution? Instead of spending more, look at the opportuniteis where you can delay the purchases, and if absolutely necessary, pay with cash. Limit your exposure to the inevitable rise in the interest rates, by not having any loans to your name. Try to get the same buzz from depositing $100 to your savings account, as you would from buying a new LCD TV set, for $3,500.
Doing so, you'll not only get more appreciation from your partner. But, you'll value the partnership that the union of two like-minded people reinforces.